An average rate of return can mask losses over time, so what investors really want to keep an eye on is the actual rate of return.
Research has found that a well-designed indexed annuity can address both stock market risk and investment traps by offering a solution for lifetime income, the leading retirement savings problem.
The IRS released Notice 2022-55 with 2023 contribution limits increasing for a 401(k), 403(b), most 457 plans, and Thrift Savings Plan (TSP) up to $22,500, and both a traditional and Roth IRA up to $6,500.
Carlos is a very professional and knowledgeable financial planner. He focused on my financial goals and answered all my questions. He helped me better understand my future retirement plans, as well as how my life insurance policy was set up. Truly thankful for Carlos and his team.